Coding Archives

Most people focus on earning more, but real wealth is built through smart investing, risk management, and disciplined financial habits. Here's a simple framework to help secure your financial future. 🎯 1. Set Financial Goals First Invest with a purpose: Emergency Fund Home Purchase Child Education Retirement Financial Independence ⚠️ 2. Control Lifestyle Inflation ✅ Good Debt Home Loan Business Loan Education Loan ❌ Bad Debt Credit Card Loan Personal Loan Consumer EMIs Rule: Keep total EMIs below 40% of monthly income . 🛡️ 3. Create an Emergency Fund Maintain 6 months of household expenses in: Fixed Deposits (FD) or Sweep-In Account Arbitrage Mutual Fund (tax-efficient for higher tax brackets) Post Office Deposits This should be your first financial priority. ❤️ 4. Protect Before You Invest Term Insurance Coverage: 10-15× Annual Income/CTC Health Insurance Keep a personal family floater policy. Do not rely only on employer...

 Hi Guys, If you are running or developing a website you may encounter low Google page speed, So let's dig deeper into the technical guide of Google Page Speed Insights to ensure a good score. Google defines page speed in two ways: How long it takes to display content above the fold. How long it takes a browser to fully render the page. The tool has two main things: Field Data,” or the performance data Second, it measures your page performance via the Lighthouse API. This is called “Lab Data” Field Data  or  Core  Web Vitals : First Contentful Paint (FCP): The time it takes for the first text or image asset to load. Largest Contentful Paint (LCP): The time it takes for the largest text or image asset to load. First Input Delay (FID): The time it takes for the browser to respond to the user’s first interaction. Cumulative Layout Shift (CLS): This measures any movement of the page in the viewport. Lab Data  : Speed Index:  The time it takes for the conten...

 Hi Guys, If you are running or developing a website you may encounter this error on Google page speed or GtMetrix, We should consider the following approach to get rid of this error. Suggestion 1: Load the fonts from your server, Even if you are using google fonts you should download and host it on your server.   Suggestion 2:  Use the font-display: swap CSS property while implementing custom fonts, this means the system default fonts will be loaded first and then the custom font is visible, hence text will remain visible.